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How are Travellers Cheques used?

You have to pay a commission charge while encashing travellers cheque in most countries. Many shops accept US Dollars. You are given the due amount in the local currency only. 
 
Always keep a list of serial numbers & the purchase agreement of your Travellers Cheques separate to your Travellers Cheques. It helps in getting the refund if your travellers Cheques are lost or stolen.